Heritage Direct Savings - All-electronic account that you manage online. $1,000 minimum to open account.

Flex Gold Savings - High-yielding interest of a CD with the withdrawal flexibility of a savings account. $1,000 minimum to open account.

Universal Savings - Earn interest on balances of $.01 or greater. Ideal for building your savings.

Health Savings Account - Interest bearing account designed to help eligible individuals save for current and future qualified medical expenses.

Certificates of Deposit - From 3 months to 5 years, higher yields for longer terms.