Checking Accounts

	eCentive® Account	Carefree Checking
	Open an account now	Open an account now
No ATM Fees	✓	✓
Other ATM Fees Refunded**	✓
Earn Interest	✓
No Minimum Balance	✓	✓
Minimum to Open Account	$50.00	$50.00
No Monthly Service Charge	✓	✓
MasterCard Debit Card	✓	✓
Fees	Overdraft charge: $30 per item Returned check fee: $30 per item Account closure within 6 months: $30	Overdraft charge: $30 per item Returned check fee: $30 per item Account closure within 6 months: $30

** Meet the eCentive qualifications and also receive automatic refunds of ATM fees nationwide up to $25/month